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Crowdlending

School of Freedom’s opinions and suggestions about the crowdlending world.

european union - crowdfunding regulation
Crowdlending

Rules for Crowdlending Platforms

A few months ago, I wrote about Europe’s plans to start adopting Crowdfunding Regulation. It seems that time has finally come. These rules will start to apply one year after its publication in the official journal of the EU. The 3 key points they cover are the following: A single Read more…

By Pedro Carolina, 3 months2 months ago
european union - crowdfunding regulation
Crowdlending

Good News! Europe adopts Crowdfunding Regulation

A long-awaited step in the world of the P2P Lending community is finally happening. The Crowdfunding regulation! Very good news indeed. After several years of an unregulated P2P market, Europe finally decided to take a step forward and to adopt a regulation to all crowdfunding platforms. Regulation Documents The official Read more…

By Pedro Carolina, 6 months2 months ago
question-mark
Crowdlending

Is FastInvest a Scam?

Disclaimer: This post serves as my personal opinion. It doesn’t mean that any of the written below is 100% proven nor that the platform is actually a scam. Luckily I withdrew all my money from this platform after seeing all the early signs spread by multiple bloggers. Posts like this Read more…

By Pedro Carolina, 6 months1 month ago
question-mark
Crowdlending

Is Grupeer a Scam?

Disclaimer: This post serves as my personal opinion. It doesn’t mean that any of the written below is 100% proven. Grupeer has been until recently, one of the most respected and well viewed P2P platforms by the community. It’s even the one where I invested most of my money (€2,5k) Read more…

By Pedro Carolina, 10 months6 months ago
covid-19
Crowdlending

Will Crowdlending Survive the Corona Virus Crisis?

Will Crowdlending Survive the Corona Virus Crisis? In this post, I’ll give you my 2 cents about the coronavirus epidemic and its effects on P2P investments and how we can use it in our favor. P2P Seems To Be Less Volatile In my opinion, P2P will not suffer as other Read more…

By Pedro Carolina, 10 months10 months ago
Crowdlending

7 Things You Should Know Before Investing in P2P

7 Things You Should Know Before Investing in P2P January has been a dark month for the crowdlending community. A few platforms have turned out to be a scam, such as Kuetzal and Envestio. Many investors have lost a big sum of their funds or even their life savings… With Read more…

By Pedro Carolina, 1 year2 months ago

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Financial Freedom Journey

The School of Freedom exists to show to everyone that is possible to be financially free independently of your current situation IF you’re willing to become a better version of yourself. I’m also some years away from financial freedom but I couldn’t be more certain that with calm and persistence anyone can achieve it. Read more about myself here

My P2P Returns (XIRR)
  1. Lendermarket: 13,83%
  2. Swaper: 13,73%
  3. PeerBerry: 12,75%
  4. Mintos: 12,14%
  5. Robocash: 12%
  6. Iuvo Group: 9,64%
  7. Crowdestor: 7,74%
  8. Estateguru: 6,26%
  9. Kviku: 6,26%
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