This month was special for a few reasons. First, because I finally passed the border of 100€ per month. Second, because I decided to extend my investments to 2 other platforms: Kuetzal and FastInvest!

Mintos

Mintos is doing what’s expected to and I was a few cents more profitable than in the last month. The interest rates are getting lower and lower and my investments are now below 12%. I’m hopeful that Mintos will get its strength back and lift these values in the future again.

Swaper

Last month I had decided to withdraw 500€ from my Swaper account because I had a lot of money not being reinvested. It turns out that I had my auto-invest settings configured in a not so optimized way (whoops, I guess it can happen to anyone :-)! )

I misunderstood the “Remaining principal amount” field and had a low value in it of 100€. After changing it to 10000€, it started reinvesting quicker. I guess other people were “taking control” of those loans and they never reached a remaining amount of 100€ or below.

Conclusion: I ended up depositing the 500€ back to my Swaper account and I intend to deposit more to be able to get their 2% extra in all loans (if you have more than 5000€ in your account).

Grupeer

I love Grupeer because I never had money sitting around in my account. It is all the time reinvesting and with nice percentages above 13%. I even deposited 500€ more to Grupeer this month.

PeerBerry

PeerBerry is doing as expected. There’s an interesting increase in returns this month comparing to the last one.

Robocash

During more than one week I had around 1000€ still in my account. Hence I decided to withdraw from Robocash and invest in platforms without this current problem. This withdrawal can explain the minor return in this month (and the next ones if I don’t deposit soon again).

Crowdestor

I’m fairly impressed with Crowdestor. Currently, I have an interest rate of 17.6% and I expect it to grow much higher in the future. Even though this month I missed an opportunity of 24%, I’m confident that they’ll put more similar opportunities in the future here like they have been doing until now.

Reviews

In case you are not familiar with crowdlending platforms as much as you’d like to, please read the reviews I’ve written so far.

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