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growth mindset

meditation
The right mindset to become financially free

The Inner Game Importance

“Winning is overcoming obstacles to reach a goal, but the value in winning is only as great as the value of the goal reached.” – The Inner Game of Tennis book. Self 1 vs Self 2 It is well known by science and many philosophers that we have “two minds”. Read more…

By Pedro Carolina, 4 months3 months ago
school of freedom crowdlending portfolio
Crowdlending Income

Crowdlending Portfolio Update September 2020

Dear readers of the School of Freedom, I hope you had a pleasant September. For those of you invested in the Grupeer Law Case, if we are lucky we should be soon getting some funds from Recollecta (?!). The hope is the last to die, people use to say in Read more…

By Pedro Carolina, 5 months3 months ago
school of freedom crowdlending portfolio
Crowdlending Income

Crowdlending Portfolio Update August 2020

Hello dear few but awesome readers! This month I learned that it is better to keep with high rating loan originators than to try to diversify with a lot of medium ones… In Mintos at least, diversification equals more loss. Some of their loan originators have gone bad and some Read more…

By Pedro Carolina, 6 months3 months ago
mistakes are essential
The right mindset to become financially free

Mistakes are Essential

Why are mistakes so essential in everyone’s life? Most folks feel worried, anxious or feel like giving up when they do a mistake. They fear to be not as good as they always dreamed about. There’s a misconception that to be really good at something you ought to have some Read more…

By Pedro Carolina, 10 months3 months ago
school of freedom happy world
The right mindset to become financially free

The World is Probably Better Than You Think

I truly believe that our thoughts can control and determine our actions. That’s why I think it’s important to tell people that the world is probably better than you think. By acknowledging it, you will be slightly more positive than before and might see things from a different perspective, which Read more…

By Pedro Carolina, 1 year3 months ago
school of freedom crowdlending portfolio
Crowdlending Income

Crowdlending Portfolio Update January 2020

January was a tough month for all the crowdlending investors out there. It was tougher though, for the ones (like me) who had some of their investments in Kuetzal or Envestio. I have lost €400 in total in those two platforms (€200 in each) I have learned my lessons and Read more…

By Pedro Carolina, 1 year12 months ago

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Financial Freedom Journey

The School of Freedom exists to show to everyone that is possible to be financially free independently of your current situation IF you’re willing to become a better version of yourself. I’m also some years away from financial freedom but I couldn’t be more certain that with calm and persistence anyone can achieve it. Read more about myself here

My P2P Returns (XIRR)
  1. Lendermarket: 13,88%
  2. Swaper: 13,75%
  3. PeerBerry: 12,83%
  4. Mintos: 12,21%
  5. Robocash: 12%
  6. Iuvo Group: 9,25%
  7. Moncera: 8,46%
  8. Crowdestor: 7,57%
  9. Kviku: 7,52%
  10. Estateguru: 5,72%
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